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milanb

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  1. The Car Thread

    If you look around there are lots of companies and nonprofits that will buy your old beater for about $200 or so, regardless of condition.
  2. Mortgage Lenders

    I used an online mortgage broker when buying my current home. They got me a very competitive rate and were very helpful when it turned out that I needed a bridge loan to cover the difference in closing dates between the house I was selling and the one I was buying. The main advantage I found with the online broker was that I was able to submit all the paperwork electronically. I didn't need to visit anyone at their office. Here in Canada it makes no sense to get a mortgage with one of the chartered banks. Apart from the higher rates they charge, all their mortgages have an insidious "interest differential" clause that can slap you with tens of thousands of dollars in penalties if you need to get out of your current mortgage before it matures.
  3. Yes. You need a serviced lot with the proper zoning. In a small town or rural area it's probably not much of an issue. In a major city, it depends on what the bylaws say. Is there such a thing as an upscale trailer park?
  4. What are the best polite insults?

    I don't think there is such a thing as a polite insult.
  5. Formula 1 Thread

    Looks like F1 is finally going to bring back partial ground-effects in 2021. https://www.bbc.com/sport/formula1/47422390 Quite frankly, this is a no-brainer and something they should have done 20 years ago.
  6. Anyway, just to be clear: I am very sympathetic to the causes of energy conservation and sustainable urban planning and development.
  7. I understand the logic behind it. However, I live by myself in a 2,000 sq. foot single home on a 60 foot lot. And guess what? It's awesome having all this wonderful SPACE all to myself.
  8. 2019 Playoffs

    Another interesting thing about the Canadiens teams of the late 1970's is that they were the first NHL team to recruit heavily from the US college ranks. One of their finds was the late Bill Nyrop, who I believe was from Minnesota.
  9. 2019 Playoffs

    The North Stars of that era had a strong Ottawa connection, with Bobby Smith, Steve Payne and Tim Young all having played for the Ottawa 67's under Brian Kilrea. Of course, the legendary Canadiens teams of the late 1970's did too, with Guy Lafleur, Larry Robinson, Michel "Bunny" Larocque and Murray Wilson (older brother of Doug Wilson and fastest skater in the NHL - I met them both once because their sister was my home room teacher high school). Even GM Sam Pollock and HC Scotty Bowman were the GM and HC of the Ottawa Junior Canadiens in the1950's. It's hard to imagine anyone putting together a team of that calibre ever again. The game's best player, best goaltender, and three of the top five defencemen all on the same team. And Scotty Bowman is easily the greatest hockey coach of all time.
  10. 2019 Playoffs

    I still haven't forgiven the North Stars for ending the last Montreal Canadiens dynasty in 1980.
  11. 2019 Playoffs

    Josh McDaniels actually left the Broncos in pretty good shape personnel-wise, even though they were 3-10 or something when he was fired. The Jay Cutler trade was addition by subtraction, at least in the long run. I'm not even sure that the decision to draft Tim Tebow was one made by McDaniels, rather than something that came from the ownership.
  12. 2019 Playoffs

    For the first 30 years of the Super Bowl, there were only a handful of close games. And of those, only Super Bowl X (Cowboys-Steelers) and XXV (Bills-Giants) were particularly exciting, well-played games. People were calling it The Super Bore. I think the turning point was John Elway's "helicopter" TD in Super Bowl XXXII, because most of the games have been really good since then.
  13. 2019 Playoffs

    Tony Romo alluded to it during the game. The Rams on offence are fundamentally a play action team that relies heavily on Todd Gurley. With Gurley hurt, they could no longer run off-tackle, and that took away the effectiveness of the play action pass. I am not sure there was a lot the coaching staff could do. The Patriots simply forced the Rams to go vertical, which is not something they were built for.
  14. Worst commentators in NFL history?

    Dennis Miller kind of stands out in my memory. Three hours of non-funny one-liners and no knowledge of the game.
  15. It's really hard to tell. There are at least a half dozen teams with elite QBs who are nearing the end of their careers. The Steelers, Patriots, Saints, Chargers, Packers would all be candidates. The Chiefs could see a drop-off too if they don't upgrade that defence. Even with Pat Mahomes.
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