Axiomatic52 Posted September 1, 2017 Share Posted September 1, 2017 On 8/30/2017 at 8:26 PM, mm6492 said: Where do you normally invest at? Coinbase and do some trading on Bittrex. Quote Link to comment Share on other sites More sharing options...
incognito_man Posted September 7, 2017 Share Posted September 7, 2017 i think we should start up a footballsfuture tontine who's in? Quote Link to comment Share on other sites More sharing options...
Pats#1 Posted September 7, 2017 Share Posted September 7, 2017 11 minutes ago, incognito_man said: i think we should start up a footballsfuture tontine who's in? I'm in! What's a tontine? Quote Link to comment Share on other sites More sharing options...
incognito_man Posted September 7, 2017 Share Posted September 7, 2017 5 minutes ago, Pats#1 said: I'm in! What's a tontine? start smoking 3 packs of cigarettes a day on the way to your new job as a Bering Sea fisherman and I'll tell you. Quote Link to comment Share on other sites More sharing options...
Pats#1 Posted September 7, 2017 Share Posted September 7, 2017 Already a sailor.....I'm ahead of the game! Quote Link to comment Share on other sites More sharing options...
Pats#1 Posted September 7, 2017 Share Posted September 7, 2017 1 hour ago, incognito_man said: start smoking 3 packs of cigarettes a day on the way to your new job as a Bering Sea fisherman and I'll tell you. How did I not remember this from Archer lol Quote Link to comment Share on other sites More sharing options...
skywindO2 Posted September 21, 2017 Share Posted September 21, 2017 I don't know all the details of it yet but wanted to ask some questions somewhere. I'm allowed to invest with some of the money in my HSA, anything over $2000 actually. I'm only slightly over that threshold and don't know exactly what the investment options are. Is this worth doing, even if it's only a small amount? Quote Link to comment Share on other sites More sharing options...
LETSGOBROWNIES Posted September 22, 2017 Share Posted September 22, 2017 On September 21, 2017 at 11:16 AM, skywindO2 said: I don't know all the details of it yet but wanted to ask some questions somewhere. I'm allowed to invest with some of the money in my HSA, anything over $2000 actually. I'm only slightly over that threshold and don't know exactly what the investment options are. Is this worth doing, even if it's only a small amount? Does the 2k cover your out of pocket max or deductible? Generally speaking if it's only a couple hundred bucks it's not going to matter much. Quote Link to comment Share on other sites More sharing options...
theJ Posted September 23, 2017 Share Posted September 23, 2017 On 9/21/2017 at 11:16 AM, skywindO2 said: I don't know all the details of it yet but wanted to ask some questions somewhere. I'm allowed to invest with some of the money in my HSA, anything over $2000 actually. I'm only slightly over that threshold and don't know exactly what the investment options are. Is this worth doing, even if it's only a small amount? It's a nice option, but more useful for the high income crowd whose tax free growth investment options are limited. Most people are better off limiting their hsa contributions to what they really need, and doing their retirement savings in their Roth IRA or Roth 401k. Also, what @LETSGOBROWNIES said and was alluding to. It's not going to make much difference, and you probably don't want to invest the money that's covering your deductible. Quote Link to comment Share on other sites More sharing options...
LETSGOBROWNIES Posted September 23, 2017 Share Posted September 23, 2017 16 minutes ago, theJ said: It's a nice option, but more useful for the high income crowd whose tax free growth investment options are limited. Most people are better off limiting their hsa contributions to what they really need, and doing their retirement savings in their Roth IRA or Roth 401k. Also, what @LETSGOBROWNIES said and was alluding to. It's not going to make much difference, and you probably don't want to invest the money that's covering your deductible. I will have to disagree here. Many folks whom I speak to every day (I'm an RN for an insurance company) are horrifically underfunded for health costs, or potential costs. Some things to keep in mind; 1. Your deductible and out of pocket max are per CALENDER year. Get in a bad car accident at the end of December and you'll have two deductibles to meet. Same for surgery, etc. 2. Copays aren't commonly applied to deductibles. Sure, your copay may only be $25-50, but factor that in for 3x per week chemo or PT and it adds up quickly. 3. If you have kids, a spouse, etc, apply 1 & 2 to them as well. Imo max that HSA every year. It's tax free money that you can either save indefinitely or eventually use for retirement. Quote Link to comment Share on other sites More sharing options...
fraziafraze07 Posted September 23, 2017 Share Posted September 23, 2017 What the heck is wrong with GE? Quote Link to comment Share on other sites More sharing options...
bigjohnson2009 Posted September 25, 2017 Share Posted September 25, 2017 On 9/22/2017 at 8:48 PM, LETSGOBROWNIES said: I will have to disagree here. Many folks whom I speak to every day (I'm an RN for an insurance company) are horrifically underfunded for health costs, or potential costs. Some things to keep in mind; 1. Your deductible and out of pocket max are per CALENDER year. Get in a bad car accident at the end of December and you'll have two deductibles to meet. Same for surgery, etc. 2. Copays aren't commonly applied to deductibles. Sure, your copay may only be $25-50, but factor that in for 3x per week chemo or PT and it adds up quickly. 3. If you have kids, a spouse, etc, apply 1 & 2 to them as well. Imo max that HSA every year. It's tax free money that you can either save indefinitely or eventually use for retirement. Definitely agree to max your HSA. I needed a dental implant which is not covered by insurance at all - my deductible didn't mean squat. Putting the max in my HSA has allowed me to pay for it pre-tax. Almost anyone in and HDHP will use there deductible and then some over the years. If you somehow do not the funds go on forever and could always be used during retirement for nursing home costs and such. 1 Quote Link to comment Share on other sites More sharing options...
Shockwave Posted September 27, 2017 Share Posted September 27, 2017 Anyone going to take a shot on the ROKU IPO? Quote Link to comment Share on other sites More sharing options...
mission27 Posted September 28, 2017 Share Posted September 28, 2017 12 hours ago, Shockey1979 said: Anyone going to take a shot on the ROKU IPO? Nah too many competitors with much greater resources even once they get access to the capital markets, I'm stilling betting on the real Apple TV. Quote Link to comment Share on other sites More sharing options...
Shockwave Posted September 28, 2017 Share Posted September 28, 2017 8 hours ago, mission27 said: Nah too many competitors with much greater resources even once they get access to the capital markets, I'm stilling betting on the real Apple TV. I've had some pretty nice success with IPO's in the past. They almost always open and go parabolic. Great for short term turnaround trades. I'll buy it at open for as close to the $14 as possible and I'll flip it by the end of the day or tomorrow before it crashes. Quote Link to comment Share on other sites More sharing options...
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