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Poll o' the DAY! POWERBALL MADNESS!


ET80

You gonna play the Powerball?  

22 members have voted

  1. 1. You playing?

    • No, I already have too much money
      5
    • Sure, might buy a ticket
      10
    • Dropping some bucks in an office pool
      3
    • Putting every dollar I own into this drawing
      1
    • The lottery is the DEVIL!
      3


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Nothing would really change for me. I'd play dumb and act like I didn't win even when the news vans show up at my house then every day my wife goes to work I'd order Pizza Hut

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I would quit my current job. I would apply to work as a cashier at a grocery store, Dicks, Home Depot, etc. to keep me busy. As a cashier, I would not take any nonsense from customers. Once one starts to anger me, I would lose my temper on them because I can afford to be fired from this job. Then I'll try and get a job as a cashier at another store. I'll probably keep up this cycle for about 5 years until it loses its luster. Then maybe try my hand at owning a bar.

I wouldn't live a lavish lifestye (possession wise) to start. I am 26, I don't need to go off buying summer homes and such yet. I would keep my current car until my lease runs up. I actually really enjoy the car (very fast). I would purchase a nicer house in the town I currently live (so net-net, not a huge offset). I would buy a smallish sailboat. Then I will put a large amount of money in a portfolio and hire some Financial Analysts and Traders I used to work with to manage it for me.

Eventually as I grow older and take on more responsibilities (i.e. family), I will purchase the extras (summer house, motor boat, awesome car, upgraded house).

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1 hour ago, EliteTexan80 said:

I don't disagree with this in the least - but once upon a time, the most trusted man in wealth management was Bernard Madoff. Founder of NASDAQ, chair of several oversight boards domestically and internationally and viewed as a generally trustworthy guy - until he was arrested for the largest Ponzi scheme ever created.

At the very least, have someone watching the watchmen. Create checks and balances, have people on staff strictly for the purpose of oversight, and never fully trust anyone outside of direct family (unless your direct family is crazy).

I want to be so rich that I need people to watch over people to watch over people 

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22 hours ago, EliteTexan80 said:

Explain.

 

... assuming that financial advisor is trustworthy. Given what I've learned over my 20+ years in the industry, I'll tell you to be careful.

There are plenty of financial advisers, trustworthy and not trustworthy. I would split my money up between 8 different advisers and tell them I'm going down to 4, 5 years from now. I'd keep the 4 that earn me the most return on identical balances of money.

As a CPA, I know some of the best in my area. I would start with those guys and the ones I have relationships with.

As for the lump sum vs the annuity, I believe at least one person in this thread didn't realize the annuity is for something like 750M and the lump ssum was around 450M. From what I understand it is still a better time value of money play to take the lump sum, but its not like they are giving you 450M or 450M divided into 30 equal payments. I've never ran the numbers myself for what the rate of return is on the annuity vs cash value.

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23 minutes ago, bigjohnson2009 said:

I believe at least one person in this thread didn't realize the annuity is for something like 750M and the lump ssum was around 450M. From what I understand it is still a better time value of money play to take the lump sum, but its not like they are giving you 450M or 450M divided into 30 equal payments. I've never ran the numbers myself for what the rate of return is on the annuity vs cash value.

Really? That makes it more of a debate. Interesting.

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5 minutes ago, cddolphin said:

Really? That makes it more of a debate. Interesting.

Oh - I thought you knew that. Yeah, the annuity is the usual "advertised" value, the $700mm that the news was going nuts over. Cash value was/is lower in listed value. Sorry, should have explained that.

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4 minutes ago, EliteTexan80 said:

Oh - I thought you knew that. Yeah, the annuity is the usual "advertised" value, the $700mm that the news was going nuts over. Cash value was/is lower in listed value. Sorry, should have explained that.

No, I had no idea. 

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