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1 hour ago, JaguarCrazy2832 said:

So i have a question:

I was wondering how does a speeding ticket affect your insurance? Like if we went to court, pay the fine and goes to driving school, does that take things off the record? My wife got pulled over doing 52 in a 55 but it was a school zone so when the flashing lights its 35mph and she got pulled. What also hurts is she is in fact a teacher and was otw to work so she has seen those lights before but with her Mom just getting home after a 2 month stint in the hospital and now several more months/years recovering from brain trauma so she isn't firing on all cylinders yet. My wife knows she did wrong and fully takes responsibility for it but if you have ever met the 2 of us and went driving with us 10 of 10 of you would say I'd get pulled before her. She wouldnt do anything to knowingly put anyone else in danger and she is kind of struggling with this(having been her 1st parking/traffic violation in 11 years of driving) and worried about the increase in our insurance. 

I believe it will still affect the insurance for up to three years.

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16 hours ago, JaguarCrazy2832 said:

Ugh...that’s what i was afraid of.

It's still best to go to traffic school because that makes things better. I know in FL there is a point system and the traffic school will assist greatly with the points. The DMV site below will give you a few guidelines and it seems taking traffic school is for the best, if they'll allow it. I've also seen sources that say it doesn't guarantee that your insurance rates will rise, but if you had one of those safe driver discounts or some kind of no ticket discounts, you'll probably lose those. 

 

 

Please forgive me if it is wrongful to add this site below, but it is a .org so I was hoping that I wouldn't get in trouble:

https://www.dmv.org/defensive-driving/benefits-of-traffic-school.php

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I mean, she'll probably see a marginal increase in her insurance rates as a result of that.  But they're a massive ripoff anyway, and the insurance companies are historically terrible at predicting things, but make it up by being overly punitive of anyone with minor traffic offenses.  If that's any consolation.

 

My advice would be to find your insurance company headquarters, and topple it.  For best results and "value".

 

 

And reassure your gf that speeding a tiny bit by accident in an artificially imposed speed zone doesn't make her a bad person by any means.

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5 hours ago, Tugboat said:

I mean, she'll probably see a marginal increase in her insurance rates as a result of that.  But they're a massive ripoff anyway, and the insurance companies are historically terrible at predicting things, but make it up by being overly punitive of anyone with minor traffic offenses.  If that's any consolation.

 

My advice would be to find your insurance company headquarters, and topple it.  For best results and "value".

And reassure your gf that speeding a tiny bit by accident in an artificially imposed speed zone doesn't make her a bad person by any means.

Wont have to look...I work for them lol

I've done the 2nd but since we are married and on the same policy I'm just curious of how the $ will change. I don't want to ask anyone yet there. Our term isn't up for half a year

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21 hours ago, JaguarCrazy2832 said:

Wont have to look...I work for them lol

I've done the 2nd but since we are married and on the same policy I'm just curious of how the $ will change. I don't want to ask anyone yet there. Our term isn't up for half a year

Ah, excellent.  Very convenient for the toppling!  :)

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